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Who Approved This? Why Most Systems Cannot Answer the Simplest Audit Question

Who Approved This? Why Most Systems Cannot Answer the Simplest Audit Question

February 2, 2026

Blue Line

Every audit eventually arrives at the same moment.

A transaction. A system change. A sensitive access event.

And then the question:

“Who approved this?”

On the surface, it sounds straightforward. In practice, it is where many organisations realise their audit trails do not provide the expected answer.


The Question MFA Was Never Meant to Answer

MFA is very good at answering one thing:

“Is the account holder present right now as a user of this system?”

What it does not answer is a different, more consequential question:

“Should this user be allowed to do this, at this moment?”

That distinction is subtle, but critical.

Once MFA is satisfied, most systems assume trust for the duration of a session. From that point on, approvals, changes, data access, and high-risk actions often proceed without further challenge, even if circumstances have changed.

MFA confirms access. It does not confirm authority or intent.


Activity Is Easy to Prove. Authority Is Not.

Most systems can show:

  • Which account performed an action

  • When it happened

  • The source system or device

What they struggle to show is something far more important:

Why that action was allowed.

Logs record activity. Policies describe intent.

Neither proves that the user had the right authority at the moment the action occurred.

This gap is usually invisible until an auditor, regulator, or board asks the question directly.


The Everyday Reality of Audits

For compliance and operations teams, this is a familiar scenario.

An action is flagged. A log is produced. A role mapping is referenced. An email or approval workflow is dug out.

Then comes the uncomfortable follow-up:

“Can you prove that this authority was valid at the time?”

Often, the honest answer is not definitive.

Roles change. Permissions persist. Delegations expire quietly.

Audit trails were never designed to capture decision justification, only evidence that something happened.


Why Traditional Audit Trails Fall Short

Most audit mechanisms were built for a simpler world:

  • Static roles

  • Stable teams

  • Clear organisational boundaries

Today’s environments are very different:

  • Contractors and third parties

  • Rapid role changes

  • Delegated and temporary access

  • Automated workflows

Yet systems still rely on standing permissions granted days, months, or even years earlier.

When authority is assumed rather than verified, audit trails become retrospective narratives, not proof.


The Missing Evidence: Authority at the Moment of Action

What auditors increasingly want to see is not just who clicked the button, but:

  • What credentials authorised the action

  • Whether those credentials were valid at the time

  • That the system enforced this intentionally

This requires authority to be checked when the action occurs, not inferred afterwards.

That is the gap most systems leave open.


How Credential Challenge Changes the Audit Conversation

The Origin Secured Credential Challenge was designed to close this gap.

When a user attempts a sensitive action, approval, access, change, or transaction, the system challenges the credentials required to perform that action in real time.

The challenge:

  • Confirms the user holds the necessary authority right now

  • Requires explicit permission to proceed

  • Verifies credentials without exposing underlying data

Each interaction is:

  • Cryptographically signed

  • Time-stamped

  • Recorded immutably on the OS Event Chain

The result is an audit record that does not just show activity, it proves authorisation.


What This Means for Compliance and Operations Teams

For compliance leaders, this removes ambiguity.

For operations teams, it removes rework.

Instead of reconstructing decisions after the fact, organisations can:

  • Demonstrate exactly why an action was allowed

  • Provide tamper-evident evidence instantly

  • Reduce reliance on manual approvals and email trails

Audits become faster. Findings become clearer. Disputes become rarer.


From “Who Did This?” to “Here is Why It Was Allowed”

The audit question is not going away.

In fact, it is becoming more central as regulators and boards focus on accountability rather than process.

Systems that can only answer what happened will always fall short.

Systems that can prove why it was allowed are the ones compliance teams can stand behind with confidence.

That is the shift the Origin Secured Credential Challenge enables.

Stuart Kenny

CEO, Origin Secured

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